You Earn Flat Rs 1300 Profit on Credit Card Activation
Get Exclusive Cashback Privileges with maximum value-back on all your spends
5% Cashback on Online spends
(capped at Rs 5000 per month combined for both Online & Offline spends)
1% Cashback on Offline Spends
Save Upto Rs 60,000 Annually
Annual fee waiver on annual spends of Rs 2,00,000 or more
OTHER AMAZING OFFERS -
1% Fuel Surcharge waiver upto Rs 100 / statement cycle on transaction between Rs 500 to Rs 3000
Add on Cards for your parents, spouse, children or siblings above the age of 18
Withdraw cash from over 1 million VISA across the globe
Card Cashback will be auto-credited to your SBI Card account within two days of your next statement generation
ELIGIBILITY CRITERIA
Employment status: Salaried or Self-Employed
Income: Rs 30,000 per month
Required Age: 21-60 years
Credit Score - 650+
New to credit - Only for Salaried
Credit Card holders are preferred
No delay payments in last 12 months
Card Holders should be an Indian Citizens or a Non Resident Indian
DOCUMENTS NEEDED
ID proof
Address proof
Income Proof
PAN Card/Form 60
FEES AND LIST OF CHARGES
Joining Fees: Rs 999 + GST
Annual Fees: Nil for First year, Rs 999 + GST - Second year onwards
Annual Fees will be waived on annual spends of Rs 2 Lacs
CASHBACK RELATED QUERIES
Please use your Aadhaar linked Mobile number to complete the application
Existing SBI Credit Card holders are not eligible for Profit
Tracking Time: 72 Hours after Application ID Generation
Confirmation Timeline: Within 75 Days of Card Activation
A Minimum transaction of Rs 100 is required within 30 days to activate the card
Missing Profit Tickets: Accepted
Musings will not be accepted after 10 Days of Order Date
Profit on app orders: Not Applicable
Profit on Referral Earnings: Not Applicable
If you apply for a different card upon redirecting you will be eligible for the profit applicable on the card applied
HERE ARE SOME IMPORTANT DO’S AND DON’TS :
DO’S
Make your credit card payments on time
Pay off your “Minimum Amount Due” on your card every month
Contact your creditors if you are having trouble making payments
Make sure that your monthly account statement is correct
Read the statements and other material you receive from your credit card company carefully
Deal with companies you know and trust
Pay attention to late payments, calls or letters from credit agencies, and denied or revoked credit. These are all signs that your credit history may be in jeopardy!
DON’TS
Do not pay late
Do not sign a credit contract until you read and understand it
Don’t go over the credit limit on your credit card
Don’t wait to report any unauthorized transactions on your account
Don’t open new credit accounts for the purpose of debit consolidation without closing existing accounts
Do not miss reviewing your monthly statements
Do not close credit cards in an improper manner, it can hurt your credit score
ALSO REMEMBER :
Do not visit any other coupon or deal site after clicking-out from xcoupons.in
Your Profit will be cancelled if you use any referral code or if your application is Rejected or Cancelled
Fraudulent activity will lead to cancellation of Profit. Xcoupons.in decision will be final in this case
Please send Profit related queries to Xcoupons.in only, not to SBI bank